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Affordable Housing 101: Understanding All Your Options

February 27, 2026

Who is Eligible?

Eligibility for affordable housing programs is usually based on income. The most common benchmark is Area Median Income (AMI). This is the midpoint of incomes in a specific metropolitan area or county. Programs often target households earning a percentage of the AMI, such as 50%, 60%, or 80%. Check specific program guidelines tosee if your income falls within the allowed range. Family size, disability status, and veteran status can also be considerations.

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